Is Pet Insurance Worth It?

Many people now look at pets as more than just companion animals, they regard them more as family members. They live in our homes, sleep in our beds, and we even celebrate their birthdays, and dress them up for our special occasions.

Since pets have become more valuable and irreplaceable members of the family, once they are sick, we as owners are doing everything to be sure they can be properly taken care of.

Because of this, it raises the question: Is pet insurance worth the money it costs for the policy?

There are a number of reasons why many pet owners do not get a pet insurance policy. But, if you think about it, it’s like playing the lottery and betting on your pet never getting sick and needing vet care. That’s pretty unlikely in the life of any pet.

One of the biggest misconceptions is that pet insurance policies are too expensive. If you can spend hundreds to thousands of dollars on your own health and life insurance, spending a few extra bucks could end up saving your beloved pet’s life.

If you are still thinking about whether or not you should get pet insurance, here are a few reasons why getting it is a wise choice.

Peace Of Mind

Most pet insurance reimburses 80% or more of your vet bills. Just like a normal insurance, it helps you prepare for any unfortunate incidents like accidents or sickness.

It also allows you to choose the best medical treatment available so you don’t need to worry about your pet’s health as well as your expenses.

Flexible Packages

You can avail yourself of flexible packages that fit your budget and your needs.

There are pet insurances that you can get that come with a deductible or reimbursement percentage for services like surgeries, vet exams, therapies, and dog care.

Hereditary Conditions

A lot of pets suffer from serious health problems and even congenital conditions during their lifetime.

Some of these conditions are either inherited or caused by severe inbreeding.

Getting pet insurance as early as possible helps you eliminate any unnecessary costs as some providers will require an extra fee for age limits or restrictions.

Missing Or Stolen Pets

This is a pet owner’s nightmare: Looking for your missing or stolen pet.

Many insurance carriers will cover the costs of advertising for your missing pet. They can also take the responsibility of covering the reward money to anyone who returns your pet.

Saves Money

Getting pet insurance is not an extra cost. In fact, it helps you save more money. You can refrain from using your emergency funds or savings.

If your pet gets a severe injury or needs an immediate surgery, it will cost you thousands of dollars.

Pet insurance covers everything. It can even cover other illnesses like upset stomach, diabetes, and even cancer.

Third-Party Liabilities

Does your Husky love to run around and play in other people’s gardens?

Or maybe your pet dog thinks a stranger is a threat?

Many pet insurance policies can cover third-party liabilities.

If your pet destroys other people’s property or injures another person accidentally, you can get refunded for those expenses.

Pet insurance is worth every penny. It is a safety net to protect not only your pet but also your savings from unexpected costs related to your pet.